body {
	margin-top: 0px;
	margin-bottom: 0px;
	background-image: url(images/background.jpg);
	background-repeat: repeat-y;
	background-position:center
}

a:link {
	color: #000000;
	text-decoration: none;
}
a:visited {
	text-decoration: none;
	color: #000000;
}
a:hover {
	text-decoration: underline;
	color: #0000FF;
}
a:active {
	text-decoration: none;
	color: #000000;
}


a.footer:link {
	color: #000000;
	text-decoration: none;
}
a.footer:visited {
	text-decoration: none;
	color: #000000;
}
a.footer:hover {
	text-decoration: underline;
	color: #0000cc;
}
a.footer:active {
	text-decoration: none;
	color: #000000;
}

.body_copy {
	padding-top: 15px;
	padding-right: 15px;
	padding-left: 15px;
	background-color: #FFFFFF;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	text-align: justify;
}
side_nav {
	padding: 1px;
}


.footer {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	text-align: center;
	background-image: url(images/hm_pg_footer.jpg);
	padding-top: 10px;
	padding-right: 0px;
	padding-bottom: 0px;
	padding-left: 0px;

}
.div_frame {
	width: 896px;
	margin-top: 10px;
	margin-right: auto;
	margin-left: auto;
	border: thin solid #CCCCCC;
}
.body_copy_nested_nav {

	padding-top: 0px;
	padding-right: 0px;
	padding-left: 0px;
	background-color: #FFFFFF;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
}
.sub_nav_right_border {
	border-right-width: 1px;
	border-right-style: solid;
	border-right-color: #4B4C4E;
}
.arrows {
	padding-top: 1px;
	padding-left: 2px;
	padding-right: 3px;
}
.form_error {
	color: #FF0000;
}